Living with Chronic Pain
Medication Savings Programs
Prescription medications for long-term conditions, like chronic pain, can be expensive. Finding ways to reduce the cost, for many individuals, can make the medication affordable.
Prescription discount cards are cards that offer an individual money off of medications at a pharmacy. The company behind the card negotiates a bulk discount on medication. Then the company gets a fee from the pharmacy if a prescription is filled with their card. In general, these cards are free to the individual.
These websites allow individuals to see the cost of a medication at a variety of pharmacies nearby to help them select the most economical option.
Pharmacies can offer their own programs to provide discounts on prescriptions. These programs typically focus on generic medications. They may or may not require a membership enrollment fee.
These programs are run directly by the medication manufacturer. They typically offer to cover most of the cost for the medication for up to 1 year or 12 prescriptions. These programs are typically for brand name medications. Individuals will have to search online separately for each of their medications to see if there is a program.
Prescription assistance programs are programs run by medication manufacturers (brand name and generic) to help individuals receive needed medications at no cost. Individuals will have to fill out an application that will ask about income and insurance. This type of program is typically only available for individuals with no insurance. But with more individual’s being under-insured, some manufactures have opened up applications for individuals to apply depending on the quality of their insurance coverage.